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Blockchain Risk Scorecard � Toncoin. Whether or not this coin becomes an asset on the open market remains to be seen, but we are certain that JPM Coin will have a big impact on financial transaction technology. Morgan standpoint with the Monetary Authority of Singapore, which was an industry effort to use Distributed Ledger Technology for the clearing and settlement of payments and securities. Mallela gave three persuasive examples of programmable money in action: companies using blockchain to carry out cash sweeps that used to happen once a day, but that can now occur anytime; finance firms using smart contracts to monitor and address margin calls for securities; and companies arranging for shipping payments to be released at various stages of a voyage. This is the web version of Fortune Crypto, a daily newsletter on the coins, companies, and people shaping the world of crypto.